ALERT: 2009 Disability Insurance Statistics....

The Council for Disability Awareness (CDA) at this link:

http://www.disabilitycanhappen.org/news ... y_2010.asp released its recent 2010 review of long term disability claims (of all types). While you can read all of the info at this link, I've copied below the SSA info.

"New claim applications submitted to the Social Security Disability Insurance (SSDI) program continued to surge in 2009. More workers are applying for SSDI claim payments than at any time in history, with new applications totaling 2.8 million in 2009 - an increase of 21 percent, and by far the most ever. New SSDI claims are projected to continue to rise dramatically in 2010. Over 5 percent of the workforce, or 7.8 million workers, were receiving SSDI at the conclusion of 2009.

At the same time, the approval rate for initial SSDI claims continued to decline. The approval rate fell to 35 percent in 2009, representing a continued steady decline from 52 percent 10 years ago. The CDA Claims Review found that 31 percent of individuals receiving private group long-term disability insurance benefits did not qualify for SSDI assistance and 95 percent of claims were not job-related."


The 31% of individuals receiving private group LTD benefits that did NOT qualify for SSDI assistance is very troubling for 2 reasons:

1) Insurance companies are often TERMINATING a person's LTD if they do NOT subsequently qualify for SSDI.

2) It just goes to show how DIFFICULT it is to qualify for SSDI - IF YOU DO NOT DO THE WORK YOURSELF AS OUTLINED IN THE DISABILITYKEY PROCESS.

So, once again, I BEG of you to contact me for the DisabilityKey process BEFORE you start the application process for any type of Disability Insurance.